The Extra Credit Show

4 Listener Questions Answered!

July 20, 2018

In this episode we tackle questions submitted by YOU, our awesome listeners. 

1.)  Why is it that when people come to my house to sell stuff, they are offering me a 20% interest despide my score being 760+? 

2.)  In the last 6 months, I've paid of also of my credit cards that were charged off. My score has barely budged, why is my score not moving?

3.) Can the Government send my account to collections?

4.) A debt collector is wanting to schedule an appointment with me to "serve" me with court papers, and they keep saying I need to have two forms of ID ready. Should I be worried?


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The Extra Credit Show is a show hosted by Ex-Debt Collection Agency Executive and Consumer Credit Expert Anselmo Moreno and his business partner Richard David. They have been in the consumer credit consulting and credit repair business since 2005. They often found themselves talking to each other about the current state of consumer credit, debt, credit bureaus etc. - take a listen to the minds of two passionate long time credit repair experts.

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